AI claims litigation
Use litigation to distinguish allegation, evidence, causation, legal duty, and coverage. A lawsuit alleging an AI failure is not a finding that it occurred or that a particular policy responds. STABLE
Historical briefing examples
Section titled “Historical briefing examples”The December 2025 Law360 briefing discussed Kisting-Leung v. Cigna and Kelly v. State Farm in connection with claims review and alleged discriminatory claims handling. These are historical article references. This refresh has not checked live court dockets, so procedural posture and outcome remain UNKNOWN / VERIFY. GROUNDED · Law360
Do not teach either case as a proven loss event, premium-rating precedent, or coverage determination.
What to investigate
Section titled “What to investigate”- The decision or action alleged to have harmed the claimant.
- Intended use, data sources, model and release, governing rules, and review path.
- Whether evidence describes a recommendation, a human decision, or an executed action.
- Missing records and routes outside the observed boundary.
- Corroborating downstream observations and causal alternatives.
- Actual policy, insured parties, exclusions, notice terms, and claims authority.
These are investigation questions, not conclusions about either case. STABLE
Scoped execution evidence may help reconstruct an event. It does not determine fault, admissibility, compensable loss, or coverage. STABLE
→ Glacis’s strategic arc · Incident and claims evidence
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