The VERIFY checklist

This is the consolidated, actionable to-do list of every volatile specific in the wiki — the things you must confirm against an official source before relying on them. Nothing here is asserted as fact; each row points you to where to get the real answer. (The registry of sources is in ../../sources.md.)

Rule: any concrete number — dollars, hours, # of questions, %, passing score, statute citation, deadline, case status — is VERIFY until checked against an official source. When in doubt, downgrade: prefer VERIFY over a confident wrong number.

How to use this

Pick a section below.
For each row, open the official source and record the answer + the date you checked.
Re-verify periodically — these change.

A. Pre-licensing & exam

#	Verify	Official source	Page
A1	Pre-licensing hours for P&C (and L&H) in WA / CA / NY; whether mandatory; any ethics-hour component	WA OIC / CA DOI / NY DFS + vendor handbook	PLE
A2	Which exam vendor each state uses (PSI / Pearson VUE / Prometric)	State regulator → vendor site	Exam
A3	# of questions, time limit, passing score per state/line	Vendor’s current candidate handbook	Exam
A4	Whether general + state portions are scored separately	Vendor handbook	Exam
A5	Exam content-outline % weightings per topic	Vendor’s published content outline	Exam
A6	Whether P&C is one combined exam or two; how L&H bundles	State regulator + vendor handbook	Lines of authority

B. Background check & fees

#	Verify	Official source	Page
B1	Whether fingerprinting is required (WA / CA / NY), vendor, fee	State regulator background-check instructions	Background check
B2	Whether prints/check happen before or after the exam	State regulator	Background check
B3	Application / exam / license / renewal fees per state and line	State fee schedules + NIPR/Sircon at filing	Application
B4	How a prior conviction / bankruptcy / child-support arrearage is evaluated; waiver process	State regulator (+ counsel)	Background check

C. CE, renewal & reciprocity

#	Verify	Official source	Page
C1	CE hours (+ ethics subset) and renewal cycle per state	State regulator CE/renewal pages	Application
C2	Non-resident reciprocity treatment (esp. NY & CA deviations)	State regulator + NAIC PLMA status	Reciprocity
C3	Whether NIPR or Sircon is the accepted portal per transaction/state	nipr.com / sircon.com / state regulator	NIPR & Sircon

D. Entity, DRLP & corporate prerequisites

#	Verify	Official source	Page
D1	Whether the DRLP must be a corporate officer; how many DRLPs required	State entity-licensing rules	DRLP
D2	Whether the state requires affiliation/termination notices for entities	State entity-licensing guidance	Business-entity licensing
D3	Certificate-of-authority / “conducting business” thresholds for a DE entity into WA / CA / NY	Each state’s Secretary of State + DOI	Corporate prerequisites
D4	Whether SecState filing is a hard prerequisite to DOI licensing	State SoS + DOI	Corporate prerequisites
D5	Current CA agency-name pre-approval process, turnaround, restricted-word list	CA DOI name unit + CA SoS bizfile	California
D6	Exact current CA license-type names and bundling	CA DOI license-type definitions	California

E. MGA, surplus lines & appointments

#	Verify	Official source	Page
E1	Whether WA / CA / NY require separate MGA licensing/registration, a bond, premium thresholds, carrier-contract requirements	State DOI + state MGA Act / NAIC Model #225	What is an MGA
E2	Surplus-lines broker license prerequisites, premium-tax rates, stamping-office filings per state	State DOI surplus-lines section + state stamping office (SLA-CA / ELANY)	Surplus lines
E3	Whether the specific Tech-E&O-for-healthcare-AI program must be non-admitted per state	State DOI + licensing counsel	Surplus lines
E4	Appointment requirement/fee/timing; whether appointment must precede solicitation	State DOI + NIPR appointment processing	Appointment
E5	TPA / claims-adjuster licensing requirements per state	State DOI adjuster/TPA pages	TPA

F. Statutes (state portion)

#	Verify	Official source	Page
F1	Statute citations for each state’s Unfair Trade Practices Act	RCW Title 48 (WA) / CA Insurance Code / NY Insurance Law	Ethics & trade practices
F2	Statute citations for each state’s Unfair Claims Settlement Practices Act	Same as F1	Ethics & trade practices
F3	Whether/how rebating is permitted per state	State insurance code	Ethics & trade practices
F4	Adoption/amendment status of Model 218 and MGA Act #225 in WA / CA / NY	NAIC model-law database + state code	NAIC & Model 218

G. Tax & product figures

#	Verify	Official source	Page
G1	Life/annuity tax figures (MEC 7-pay, contribution limits, exclusion ratio rules)	IRS current-year publications (irs.gov)	Annuities
G2	Medicare/Medicaid/ACA/COBRA/HIPAA specifics & dollar amounts	CMS (cms.gov) + current federal guidance	Health coverages
G3	Current ISO/state property form editions (HO/DP/BPP)	Vendor content outline + state filings	Property coverages
G4	FINRA series required for variable products	FINRA.org	Life policy types

H. AI regulation (Law360 snapshot — read June 2026)

#	Verify	Official source	Page
H1	Current count of states adopting the NAIC AI Model Bulletin; whether WA / CA / NY adopted it	NAIC adoption tracker (naic.org) + state regulators	AI Model Bulletin
H2	Exact title/date of the NAIC AI Model Bulletin	Official NAIC bulletin	AI Model Bulletin
H3	NAIC survey AI-adoption percentages + bias-testing-gap finding	NAIC Big Data & AI (H) WG survey	AI Model Bulletin
H4	Status of the AI Systems Evaluation Tool + early-2026 pilots	NAIC Big Data & AI (H) WG	Evaluation tool
H5	Whether a comprehensive AI model law and/or third-party model law (with vendor licensing) was introduced in 2026	NAIC dockets (naic.org)	Evaluation tool
H6	Colorado AI Act (SB 24-205) effective date, amendments, applicability	Colorado General Assembly + Division of Insurance	Evaluation tool
H7	Current docket status of Kelly v. State Farm and Kisting-Leung v. Cigna	Federal court dockets (PACER)	AI claims litigation
H8	EU AI Act treatment of insurance as “high-risk” + transparency timeline	EU AI Act (Reg. (EU) 2024/1689)	Evaluation tool
H9	Current WA / CA / NY state-specific AI insurance bulletins/guidance (e.g., NY DFS ECDIS)	WA OIC / CA DOI / NY DFS	New York

I. Cost & timing

#	Verify	Official source	Page
I1	Westmont cost/timeline estimates (~$40–50k producer; ~$80–90k incl. surplus lines; ~4 months; ~40% fee) — labeled “estimates, subject to change”	Current written Westmont quote (westmontlaw.com) + live state fees via NIPR	On-ramp / critical path
I2	Whether Glacis (as a model/data vendor) will face direct licensing under the forthcoming NAIC third-party model law, and where	NAIC Third-Party Data & Models (H) WG + enacted state law (+ counsel)	On-ramp / critical path

J. Volume 2 — Inference Re (draft-brochure & KB specifics)

Volume 2 is grounded in a draft brochure, a positioning checklist, and internal KB notes — every date, count, price, cite, and statistic below is tier iii of the claim taxonomy: never assert as current fact.

#	Verify	Official source	Page
J1	Demo Day date — and every other program/submission date in the draft application	Current Lloyd’s Lab correspondence + program owner (ask Joe)	Claim taxonomy
J2	Design-partner count (a point-in-time standing claim from a draft)	Current pipeline / commercial materials (ask Joe)	Claim taxonomy
J3	ISO 42001 control-coverage statistics — “a majority of controls” is the ceiling until re-checked against a current assessment	Current mapping-engine assessment output	Composite case study
J4	Self-serve pricing strings and packaging — published tier figures are brand-kit copy, not a live price list	Current commercial/pricing materials (ask Joe)	Pricing conversation
J5	Litigation cites (Sharp HealthCare; Washington v. Sutter Health) — names, status, disposition	Court dockets (PACER / state courts)	Why healthcare first
J6	Patent status — claimed IP is not granted IP; filing status changes	USPTO records + patent counsel	Claim taxonomy
J7	Corgi Insurance funding figure (reported ≈$108M) + the dedicated-AI-MGA entrant landscape it signals	Funding announcements / press at time of use	The unpriced risk

(Resolved and retired from this list: the OVERT acronym expansion. Canonical is the brand kit’s “Observable Verification Evidence for Runtime Trust”; the draft brochure’s “Open Verifiable Evidence at Runtime” is a known erratum — see What OVERT is.)

Reminder

This wiki is a study aid, not legal or licensing advice. Confirm every item above with the relevant regulator (WA OIC, CA DOI, NY DFS), the exam vendor’s current candidate handbook, NAIC/NIPR, and qualified professional advisors before acting.

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