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Personas and stakeholders

A useful answer begins with the other person’s decision. Confirm their authority and evidence needs rather than assuming every firm uses the same process. STABLE

Persona Question to resolve
Vendor / deployer CTO Workflow, integration, identity, tool paths, control scope and effect observations
CISO / governance lead Threat model, bypass, key custody, trust model, verification and incident access
Compliance reviewer Applicable requirements and which artifact answers which question
Underwriter / actuary Exposure definition, data quality, loss relevance and permissible use
Reinsurer / portfolio reviewer Dependencies, aggregation, correlated severity and uncertainty
Broker / MGA Client problem, usable submission, distribution effort and authority
Claims reviewer Timeline, observed effects, corroboration, causation and missing records
Procurement / CFO Workable cost, retention, support, lock-in and measurable business value

Avoid universal answers: privacy depends on actual fields and exports; verification depends on supplied material and trust; pricing needs more than counts; excluded cover returns only by an authorised contract change. STABLE

Show one artifact, what it establishes, and what remains unknown. Propose a test with the reviewer who can accept or reject the use. See market discovery.

→ The claim taxonomy

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