The claim taxonomy

Refreshed September 30, 2026.

Match a claim to its source, scope and stage. FACT, INFERENCE, UNKNOWN describe what the evidence supports. The three tiers below govern how you say it in a market conversation. STABLE

Tier i — demonstrated or sourced facts

Claim	Assertable form
Governed scope	Evidence supports the defined claim on observed governed paths; unmediated paths remain outside it.
Execution	A named control returned the recorded decision on the identified version/configuration/path. State the actual observation.
Prevention	Say an effect was prevented only when observed evidence establishes it was stopped before that effect.
Data boundary	Name which protected content stays local and which metadata or commitments are disclosed in the specific deployment.
Role separation	Glacis supplies scoped control/evidence; authorised insurers retain insurance decisions.
Company / standard status	Glacis selected for Cohort 17; OVERT 1.1 published. Cite the checked current source.

Mechanism descriptions require implementation and deployment evidence appropriate to the claim. Inference counts are one exposure candidate; a witness receipt supports its defined integrity/timing claim. Neither establishes all-system safety or an insurance price. STABLE

Tier ii — attributed plans and hypotheses

Use “we propose testing,” “the design intent is,” or “this pilot would assess.” Name the conditions and decision owner. A signed agreement, deployed integration, observed result and accepted insurance use are separate milestones. STABLE

Say: “We propose testing whether this evidence packet helps a claims reviewer reconstruct a payment-agent failure.” Do not convert that to automatic coverage, a premium reduction, a reinsurer-accepted signal or a causal loss improvement.

“First,” “only,” and blanket claims about competitors need primary market evidence. A belief or a draft is not enough to teach them as a market fact. STABLE

Tier iii — volatile specifics requiring verification

Pricing and packaging, customer or design-partner counts, dates, legal case status, patent status, conformance/coverage statistics, insurer adoption, policy wording, capacity and commercial agreements all need a current authoritative source before external use. Once checked, state the source, date and limits rather than leaving an old draft number as evergreen truth. STABLE

Lloyd’s selection and the OVERT baseline have current sources in section 25 and section 19. Pricing, partnerships and attendee response statuses do not follow from those facts.

The evidence rule

A signed record can authenticate an assertion without proving the assertion is true. A test can pass without establishing production effectiveness. A game win can teach a good conversation without creating a real contract. Say exactly what the evidence establishes and name what remains unknown. STABLE

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